Mortgage loan
Mortgage loan - it is a long-term loan given to private individuals for buying, renovating, repairing or building a dwelling (apartment or house).
The advantages:
- the funding may amount of up to 80 per cent of the real estate valuation;
- the grace period for repayment of the principal may be as long as 60 months.
Additional offer:
- registration of the collateral and inclusion of the related costs in the loan amount;
- payment card with the credit limit of up to 3 monthly salaries.
The amount you can borrow:
- starting from LVL 2,000 or the equivalent in EUR currency;
- it is possible to take a loan of up to 80% of the real estate value.
Maturity
1 to 40 years
Interest Rate
Loan Collateral:
Real estate registered with the Land Book or the State Land Service.
Loan repayment
According to the repayment schedule that will perfectly suit you.
Documents required to apply for a mortgage loan:
- passport;
- SRS reference (if the loan amount is equal or exceeds LVL 18 000);
- document confirming the income;
- the valuation of the real estate;
- other documents (if necessary).
Have a look into the new dwelling portal www.jaunsmajoklis.lv, where you can find the newest information about the new projects - project descriptions, photo galleries, information about public access days, applicable discounts, contacts etc.
Besides, you can calculate the amount of monthly loan payment for the chosen dwelling and apply for a visit to the lending officer.
Additional information is available on phone 1880 and at DnB NORD Banka branches and sub-branches throughout Latvia.
